Private Lenders - We Buy Houses and Help Stop Foreclosure
Do you have bank CD’s, retirement accounts or other investments not returning 9% to 11% safely? Would you like to get 300% or 400% higher returns on your idle cash or retirement funds?
Many people like you are not satisfied with returns on their safe and conservative investments. But I have good news for you... Our company has a great program that can replace your slow yielding investments with higher rates of return from secured real estate notes.
We are professional buyers of homes throughout the Central Florida
Area. My company can offer a homeowner a fast, all cash sale when
the price meets our buying criteria. Then we borrow the funds needed
for the deal from private investors... always leaving with a safety
cushion of equity. Our private lenders get a higher interest rate on
a note from us, secured by a recorded Deed of Trust against our
property, In addition we have hazard insurance protection.
If you’re interested, I’ll be glad to show you exactly how you can profit investing in secured, safe, low loan-to-value real estate notes. I currently offer investors 9% to 11%. It’s a hassle free opportunity to enjoy higher returns. You can decide if you want a monthly income or have your interest compound for a few years for compounding growth. And you can decide when the time is right to get involved.
If you’re interested, I’ll be glad to show you exactly how you can profit investing in secured, safe, low loan-to-value real estate notes. I currently offer investors 9% to 11%. It’s a hassle free opportunity to enjoy higher returns. You can decide if you want a monthly income or have your interest compound for a few years for compounding growth. And you can decide when the time is right to get involved.
Private Lenders |
| When
we pay cash for a house, we usually include private lenders
instead of using our own funds or loans from banks. Since we
get a high return on our own cash, we can offer our private
lenders a higher yield when we use their money to fund new
deals. Maximum loan to value is 80%. That means we will borrow maximum $160,000 on a $200,000 property. The money we borrow is secured by a 1st note and deed of trust (mortgage). Our investor gets 9.00% interest. Monthly payments include principal and interest, or interest only, depending on your needs. Interest only payments keep 100% of your principal working for you. Most loans have a balloon payment due in 1 to 7 years. You determine the term that works best for you. Sometimes we borrow offering a 2nd deed of trust. For example, on a house worth $200,000, if there is a first mortgage for $100,000, then we can offer our investor a second mortgage of (up to) $60,000. In the case of a second position, we pay 11.00%. |
Let me illustrate how you can enjoy bigger profits using an example of $10,000 invested for 36 months with compounded interest. First, a bank CD paying 3% will grow to $10,940 in 36 months for a gain of $940. Next, a real estate note paying 11% will grow to $13,890 after 36 months for a gain of $3,890. Now that’s over 410% more money on the same amount invested! What a difference!
How would you like to have some of your liquid cash or retirement funds working like that for you? With a real opportunity like this I suggest you call us for all the details.
Call me at 407-766-4843 if you want to learn exactly how this can work for you... and how your investment is protected - backed by real estate. I can send you more information, meet with you in person and answer your questions by telephone. There’s never any pressure as I only want to do business when you have all the facts and feel comfortable.
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For every loan, all private lenders will receive:
- A Promissory Note
- A Deed of Trust recorded against the property
- Added on to the hazard insurance as the mortgagee
- A copy of any appraisals or market analysis reports
- Lender’s title insurance
Before you invest, we would first discuss how much of your funds you are looking to commit and for how long. We would then look for a real estate deal that will meet your criteria. Once I locate the right property, I call you, give you all the information and then you decide whether to participate or not. There's never any obligation until after you approve the deal.
We never pool funds or co-mingle together. One investor... one note and one deed of trust.
When you decide on a deal that meets your approval, you’ll send your funds directly to the closing agent at a local title company when we’re ready to close. We never will accept your funds directly.
All the houses used as collateral that secure the loan will be located in the Central Florida area.
Most of my private lenders currently include many of my family members, seasoned business contacts, and previous sellers I bought property from. Only recently have I opened this to others visiting our website.
If you have funds in a retirement account (IRA), you can use those to invest. The IRS requires the use of an approved 3rd party custodian to qualify for tax-deferred or tax-free gains. I will be glad to talk and discuss with you further how we do this.
We are professional real estate investors and a full-time buyer of single family investment properties throughout the Orange, Osceola, Volusia, Seminole, Polk, Lake, and Highlands counties in Florida.